Terms and Conditions

1. Acceptance of Terms

By registering an account on EC Peer and accessing any part of the platform, you agree to be bound by these Terms and Conditions in full. If you do not agree, you must not use the platform. Continued use after any update to these terms constitutes acceptance of the revised terms.

2. Platform Access and Eligibility

EC Peer is a private platform for registered members engaged in Emergent Coding development. Access is by invitation or administrator approval only. You must:

• Be at least 16 years of age.
• Provide accurate information when registering and keep your profile up to date.
• Keep your account credentials confidential and not share access with others.
• Notify the platform administrator promptly if you suspect unauthorised use of your account.

3. Acceptable Use

You agree to use EC Peer only for its intended purpose: collaborative Emergent Coding design, project management, component tracking, and related professional activities. You must not:

• Post, upload, or transmit content that is unlawful, defamatory, harassing, abusive, threatening, obscene, or otherwise objectionable.
• Harass, intimidate, or demean other users in any communication on the platform.
• Attempt to gain unauthorised access to another user's account, data, or any part of the platform infrastructure.
• Introduce malware, viruses, or any code designed to disrupt or damage the platform.
• Scrape, crawl, or systematically extract data from the platform without prior written consent of the administrator.
• Use AI features (Claude) to generate content that violates applicable law, Anthropic's usage policy, or the spirit of these terms.
• Attempt to circumvent rate limits, credit checks, or billing controls.
• Use the platform for any commercial purpose outside of your own legitimate development work without express written permission from the administrator.

4. Content Responsibility

You are solely responsible for all content you create, upload, or transmit on EC Peer, including project descriptions, task notes, comments, component datasheets, and design publications. By submitting content you confirm that you have the right to do so and that it does not infringe any third-party intellectual property rights.

The platform administrator reserves the right to remove any content that violates these terms or is otherwise considered harmful, without prior notice.

5. AI Credits and Payments

5.1 Purchasing Credits

AI credits may be purchased through Stripe Checkout. All payments are processed in USD. By completing a purchase you confirm that you are authorised to use the payment method provided. Credits are applied to your account balance after payment confirmation.

Prices displayed include the Stripe payment processing fee (2.9% + $0.30). The credit amount you receive reflects the net value after those fees.

5.2 Credit Usage and Deduction

Credits are consumed when you use AI-powered features. Usage is metered by token count and deducted at the rates displayed on the AI Credits page. Deductions are final; there is no refund for credits consumed through normal use.

5.3 Refunds

Unused credit balances are generally non-refundable except where required by applicable law. If you believe a charge was made in error, contact the platform administrator within 14 days of the transaction. Refund requests are assessed case by case.

5.4 Credits on Account Suspension or Termination

If your account is suspended or terminated due to a violation of these terms, any remaining credit balance is forfeited and will not be refunded. This applies regardless of how credits were obtained (purchased or granted).

If your account is closed at your own request and you have an unused credit balance, contact the administrator before closure. Refund eligibility for voluntary closure is at the administrator's discretion.

5.5 Welcome Credits

New accounts may receive a small complimentary credit grant. Welcome credits carry no monetary value, cannot be transferred, and are forfeited on account closure or termination.

6. Account Suspension and Banning

6.1 Grounds for Suspension or Ban

The platform administrator may suspend or permanently ban any account immediately and without prior warning for, but not limited to, the following:

• Any breach of the Acceptable Use policy (section 3).
• Harassment or abusive conduct directed at any other user.
• Attempting to circumvent billing, credit deduction, or access controls.
• Providing false registration information.
• Any conduct that the administrator reasonably considers harmful to other users, the platform, or third parties.
• Receipt of a valid legal order requiring restriction of access.

6.2 Effect of a Ban

A banned account loses all access to the platform immediately. Content created by a banned user may be retained for record-keeping or removed at the administrator's discretion. Any remaining AI credit balance is forfeited as described in section 5.4.

6.3 Appeals

If you believe your account was banned in error, you may contact the platform administrator to request a review. The administrator's decision is final.

7. Intellectual Property

EC Peer, its design, codebase, and all associated platform infrastructure are the sole property of Matt Ainsworth and are protected by applicable intellectual property law. You are granted a limited, non-exclusive, non-transferable licence to use the platform for your own legitimate Emergent Coding development work only.

You retain ownership of the content you create on the platform. By submitting content you grant the platform a limited licence to store, display, and distribute that content to other authorised members of your teams and projects as necessary to operate the platform.

8. Availability and Service Levels

EC Peer is provided on a best-effort basis with no guaranteed uptime. The platform may be taken offline for maintenance, updates, or other operational reasons at any time and without notice. No compensation or credit refund is due for downtime.

AI features depend on Anthropic's Claude API. Temporary unavailability of the Claude API is outside our control and does not constitute a breach of these terms.

9. Limitation of Liability

To the maximum extent permitted by law, the platform administrator shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of or inability to use EC Peer, including loss of data or loss of credits. The platform is provided "as is" without warranty of any kind.

10. Governing Law

These terms are governed by and construed in accordance with the laws of the jurisdiction in which the platform administrator is based. Any dispute arising from these terms shall be subject to the exclusive jurisdiction of the courts of that jurisdiction.

11. Changes to These Terms

The platform administrator may update these terms at any time. The date at the top of this page reflects the most recent revision. Continued use of the platform after a change constitutes acceptance of the updated terms. Significant changes will be communicated to registered users where reasonably practicable.

12. Contact

For questions about these terms, billing disputes, ban appeals, or any other matter, contact the platform administrator through EC Peer.

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© 2026 Matt Ainsworth — Licensed under the @servea personal development license. Developed independently of Code Valley Corp. All rights reserved.